1. Introduction

Welcome to CapitalPlus Limited (“CPL”, “we”, “us”, or “our”). By accessing or using our website, services, or products, you agree to comply with and be legally bound by these Terms and Conditions. Please read them carefully before using our platform. If you do not agree with any part of these terms, you must not use our services.

2. Use of the Platform

• You must be at least 18 years old or have legal capacity in your jurisdiction to use our services.
• You agree to use the platform only for lawful purposes and in accordance with these terms.
• You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

3. Services Provided

CPL provides financial services, training, and information through its platform. We reserve the right to modify, suspend, or discontinue any aspect of the services at any time without notice.

4. User Content and Conduct

• You are solely responsible for any content you submit or share on our platform.
• You must not upload, post, or transmit any content that is unlawful, harmful, or infringes the rights of others.
• CPL reserves the right to remove any content that violates these terms or is otherwise objectionable.

5. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

6. Intellectual Property

• All content, trademarks, logos, and other intellectual property on this site are owned by CPL or its licensors.
• You may not use, reproduce, or distribute any content from this site without our prior written permission.

7. Limitation of Liability

• CPL is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the platform or services.
• We do not guarantee the accuracy, completeness, or reliability of any content or information on the platform.

8. Indemnification

You agree to indemnify and hold harmless CPL, its affiliates, officers, agents, and employees from any claims, damages, or expenses arising out of your use of the platform or violation of these terms.

9. Changes to Terms

CPL reserves the right to update or modify these Terms and Conditions at any time. Changes will be posted on this page with the updated date. Continued use of the platform constitutes acceptance of the revised terms.

10. Governing Law

These Terms and Conditions are governed by the laws of Malawi. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts of Malawi.

11. Contact Us

For any questions about these Terms and Conditions, please contact us at info@capitalplusmw.com.