+265 (0) 997 236 169 / +265 (0) 886 355 769 info@cpl-malawi.com

Why Choose CPL

Inclusive financial solutions with personalized support for Malawi's entrepreneurs

Accessible Loans

Tailored financing solutions for women, youth and small businesses across Malawi.

Business Training

Practical capacity-building programs to help your enterprise thrive.

Personal Mentorship

One-on-one guidance from experienced financial advisors.

Community Network

Connect with fellow entrepreneurs and potential partners.

Our Financial Services

Empowering Malawi's entrepreneurs with comprehensive financial solutions designed for growth and sustainability

Micro, Small, and Medium-sized Enterprise (MSME) Microloans

This service provides accessible and flexible microloans to small-scale entrepreneurs. Designed to unlock the potential ...

Youth Entrepreneurship Fund

The Youth Entrepreneurship Fund is a dynamic financing and empowerment program established by Capital Plus Limited (CPL)...

Group Lending for Women Cooperatives

Group Lending for Women Cooperatives is a powerful and inclusive financing model developed by Capital Plus Limited. It i...

Agribusiness Finance Program

Agriculture remains the backbone of Malawi’s economy, employing a significant portion of the population—especially i...

Green Enterprise Financing

Green Enterprise Financing is a flagship offering from Capital Plus Limited (CPL) designed to empower eco-conscious entr...

Education Finance

The Education Finance Program is designed to provide financial assistance to Malawian students pursuing higher education...

Emergency Business Recovery Loans

The Emergency Business Recovery Loans are designed to support Micro, Small, and Medium Enterprises (MSMEs) that have bee...

Our Blog

Stay informed with our latest blog posts and news updates — featuring success stories, financial tips, training opportunities, and insights into Malawi’s evolving business landscape.

Malawian Students Pursuing Higher Education
15 Aug, 2025

Malawian Students Pursuing Higher Education

Are you an undergraduate or master’s student with big dreams but facing financial hurdles? The CPL...

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🌟 CPL Education Finance Program
15 Aug, 2025

🌟 CPL Education Finance Program

Capital Plus Limited (CPL) is proud to introduce the Education Finance Program, a transformative ini...

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Group Lending Program
15 Aug, 2025

Group Lending Program

CPL empowers women-led businesses in cooperatives through its Group Lending Program, providing ta...

Read More
Financial Services

Financial Services FAQ

Answers to common questions about our loans and services

To qualify for our business loans, you need:

  • Malawi business registration
  • Minimum 6 months in operation
  • Monthly revenue of at least MWK 200,000
  • Valid national ID
  • Business bank account

Our interest rates are competitive and tailored to your business:

  • Standard business loans: 14-18% APR
  • Agricultural loans: 12-15% APR
  • Women entrepreneur special: 10-12% APR
  • Youth startup program: 8-10% APR (first year)

Our streamlined process ensures quick turnaround:

  • Initial review: 24-48 hours
  • Full approval: 3-5 business days
  • Funds disbursement: Within 24 hours of approval

Express processing available for returning customers.

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