The Emergency Business Recovery Loans are designed to support Micro, Small, and Medium Enterprises (MSMEs) that have been severely impacted by unforeseen crises such as natural disasters, theft, fire, pandemics, or supply chain disruptions. Recognizing the vital role businesses play in local economies, these loans offer a lifeline to help businesses recover, stabilize, and resume operations swiftly.
These loans are specifically tailored to address the urgent financial needs of businesses struggling to overcome crises. Whether the crisis led to inventory losses, operational halts, or significant revenue drops, the Emergency Business Recovery Loans aim to provide businesses with the necessary capital to get back on their feet.
The loan program is designed to ensure that businesses not only recover but also build resilience against future challenges. It includes competitive interest rates, flexible repayment terms, and a straightforward application process to help businesses navigate the recovery phase. Furthermore, businesses will receive the support of expert advice and business coaching to ensure successful recovery and growth.
By providing quick access to financial resources, the Emergency Business Recovery Loans will help restore livelihoods, safeguard jobs, and contribute to the broader economic recovery of Malawi’s business community.
Service:
Emergency Business Recovery Loans
Loan Service Overview
Quick Loan Summary
Interest Rate
15.00 %Loan Amount
MWK 1,000,000.00 - MWK 10,000,000.00Loan Term
1 to 12 monthsEligibility
Be a Micro, Small, or Medium Enterprise (MSME) operating in Malawi. Have experienced a recent crisis that has impacted business operations (e.g., natural disasters, theft, fire, or pandemic). Demonstrate a significant impact from the crisis on the business. Have a clear plan for recovering and stabilizing the business. Be able to provide documentation of the crisis (e.g., police reports, insurance claims). Show the ability to repay the loan based on recovery projections.Requirements
Completed Application Form (available at CPL offices or online) Proof of Business Classification (Business registration certificate, tax identification number, etc.) Crisis Documentation: Proof of the crisis event (e.g., insurance claim, police report, media coverage) Evidence of the impact on business operations (e.g., financial records showing revenue loss, photos of damages, etc.) Business Recovery Plan: A detailed plan outlining how the business intends to recover, stabilize, and become profitable again. Financial Documents: Latest financial statements (balance sheet, income statement, cash flow) Projected financial recovery plan showing how the loan will assist in the recovery process Proof of Ownership (if applicable) or Leasing Agreement for business premises Personal Identification (National ID or Passport) A recent passport-sized photograph (for identification purposes) Business Contact Details (including physical address, phone number, and email)Our Emergency Business Recovery Loans Process
A structured approach to deliver exceptional results
Process documentation for this service is currently being updated.