Agriculture remains the backbone of Malawi’s economy, employing a significant portion of the population—especially in rural areas. Yet, smallholder farmers and Agricultural Small and Medium-sized Enterprises (Agri-SMEs) often lack access to the capital needed to invest in equipment, buy quality inputs, or scale their operations. This financing gap keeps many producers stuck in subsistence-level cycles, vulnerable to climate shocks, market volatility, and low yields.

The Agribusiness Finance Program by Capital Plus Limited (CPL) is a tailored financial solution designed to bridge this gap by providing timely, affordable, and flexible financing aligned with the agricultural calendar. Whether it’s for land preparation, purchasing certified seeds and fertilizers, hiring seasonal labor, or expanding storage facilities, this service equips farmers and agri-entrepreneurs with the resources they need to maximize productivity and profitability.

More than just a loan, the program integrates capacity-building, technical support, and linkages to markets, empowering agricultural clients to transform their operations from survival-focused to business-oriented and sustainable.