Agribusiness Finance Program

Agriculture remains the backbone of Malawi�s economy, employing a significant portion of the population�especially in rural areas. Yet, smallholder farmers and agricultural small and medium enterprises (agri-SMEs) often lack access to the capital needed to invest in equipment, buy quality inputs, or scale their operations. This financing gap keeps many producers stuck in subsistence-level cycles, vulnerable to climate shocks, market volatility, and low yields.

The Agribusiness Finance Program by Capital Plus Limited (CPL) is a tailored financial solution designed to bridge this gap by providing timely, affordable, and flexible financing aligned with the agricultural calendar. Whether it�s for land preparation, purchasing certified seeds and fertilizers, hiring seasonal labor, or expanding storage facilities, this service equips farmers and agri-entrepreneurs with the resources they need to maximize productivity and profitability.

More than just a loan, the program integrates capacity-building, technical support, and linkages to markets, empowering agricultural clients to transform their operations from survival-focused to business-oriented and sustainable.