Group Lending for Women Cooperatives

Group Lending for Women Cooperatives is a powerful and inclusive financing model designed specifically for women-led savings groups, community cooperatives, and rotating credit associations (ROSCAs). Recognizing the vital role women play in local economies�and the barriers they face in accessing traditional financial services�Capital Plus Limited developed this solution to support collective growth, social cohesion, and shared responsibility.

In many underserved communities across Malawi, women are already pooling their savings, rotating funds, and supporting one another in informal business activities. This service builds upon those trusted community systems by offering structured, scalable, and affordable loans to women�s groups as a single financial unit.

Unlike individual microloans, this model harnesses group solidarity and mutual accountability, allowing members to support and monitor each other�s progress, reduce the risk of default, and build collective resilience. It's a system rooted in community, tailored to realities on the ground, and designed to uplift women entrepreneurs from the grassroots up.